Technology Driven Payments
Take a look at our our services and products to help your improve payment processing.
First American Payment Systems
Our team has a well-deserved reputation of providing fast, reliable, and cost-effective processing solutions to hundreds of businesses.

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what makes us different

Our Products


Mobile Solutions

Accept credit cards anywhere you do business! With 1stPayMobile™, accept payments from anywhere using your mobile device. Swipe cards, receive authorizations, capture signatures, and email receipts, all from the phone that you already own.


Gift Cards

FirstAdvantage™ gives merchants the advantage of offering an in-house gift and loyalty solution directly to their customers. FirstAdvantage is ideal for small to medium-sized businesses looking to offer their customers additional reasons to spend with them.


Point of Sale

Our 1stPayPOS Pro tablet point of sale solution makes running your business more efficient and profitable. Accepting payments, keeping track of employee’s hours, managing inventory, and analyzing sales reports and customer data are extremely easy.

Every customer benefits from the depth and breadth of our expertise.

  • Showing our consistency of dedicated service over a long period of time, this testimonial clearly shows First American's dependability. Take a look at this testimonial!

    Sartor Hamann Jewelers
  • Rate savings can be a big deal. This merchant expresses that along with personal service as the two main reasons they went with First American. Click to view testimonial.

    Speidell Body Shop
  • No one is immune to the lease schemes. And thanks to First American, Dietze Music has lower rates and no longer pays 20 times the cost for a credit card machine. Take a look at this testimonial!

    Dietze Music
  • Saving money and fast local service are two things First American & Walker Tire have in common. Just take a look at this testimonial!

    Walker Tire


How To Save $1,000 on Paypal and Quickbooks Fees*More Ways For Customers to Pay, Means More Ways For You To Save*Now processing through PayPal and QuickBooks We just signed up a company here in town, a pretty large heating and air firm that’s been around for 40 – 50 years and we’re going to save them about $6,000 a year versus PayPal and QuickBooks who charge 2.9 percent in credit card fees every single transaction. And with our system they can still use QuickBooks, they can still use PayPal, they can still use those systems for their accounting and bookkeeping and online payments, but it’s going to go through our Gateway and we going to give them better rates for their merchant processing. And not only that, but they’re also going to be able to call or text our team here locally anytime 24 hours a day with the best service in the business where our team is standing by to help them out on site within 15 to 20 minutes. Where are you going to find that kind of service and support in the merchant services industry? Our dedicated representatives are going to be there for you whenever you need them. That’s what we can do for you at First American and we’re excited about it. And this is how we help companies literally save tons on their bottom line! And that’s just from a rate savings standpoint. That’s just from cutting their rates. We’re not actually doing what’s called a cash discount program, which is a whole other level. We’ve got customers signed up on that who want to take that 2% that 3% whatever their total aggregate fees are, and they pass that along to their customers.You can actually eliminate your credit card fees completely! However, that’s a whole other level that we can take you to. But in this case, this heating and air company doesn’t want to Go to that level, but in my opinion that’s the future and that’s where a lot of businesses are going to eventually go. So, when you’re ready we can take you there and we can eliminate your credit card fees completely.I think eventually all businesses are going to be doing that and eventually you will walk into every store and they’re going to charge you 2% or 3% percent on card transactions because, business owners are tired of having to pay those fees, especially for those rewards cards, where they are literally paying for someone’s rewards! You know if a business owner doesn’t have to incur those costs on every single transaction what could be done with all that money?3% percent, that could mean thousands of dollars over time and we can help you do that. We can help cut your rates, cut your costs, but not only that we can Process through QuickBooks, we can process through PayPal. Through our Gateway we can cut your rates & put that money back into your pocket and give you much, much better service to where you can call or text our team anytime 24 hours a day. Our average hold time (is 30-40 seconds). Our customer service has won awards for this. We won the ATSI Call Center award 8 years in a row for our Superior customer service simply because you can call or text our team anytime night or day. And again, I’ve said this before. But you might be thinking well, I don’t have a problem with my credit cards. I don’t need to call for service. You never know because you might have a chargeback. You might have a fraudulent transaction you ran on Pos system, point of sale system. You might have a machine that goes down. You might have a question just on your daily balance and your summary reports.You know, when it comes to my money, I like to look someone in the eye shake their hand and know I can trust them. And that’s what we can do for you. So, click below. We’d love to help you save money on QuickBooks processing or PayPal processing and yes, save you money on your online processing and give you the best service in the country where you can call or text us anytime. We’d love to hear from you, reach out and call us. Just click below. We can’t wait to see you! Have a great week. ... See MoreSee Less
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Are you looking for the best way to take credit cards for your business?Whatever you do don't pay 2.75% to Square or 2.9% to Stripe when we can get you less than 1% on most debit cards! Save business owners like you $1,000s of dollars a year in credit card fees.Who wants to pay that stuff anyway?!My name is Adam Roberts with First American Payment Systems.We help companies get setup to take credit cards: Visa, Mastercard, American Express and Discover at the lowest rates in the business.In fact, we're so low we can almost Eliminate your credit card fees for you in a lot of cases as well. You may have seen us on the Inc 5000 list or maybe on the Green Sheet Magazine winning the ATSI call center award eight years in a row for our Superior customer service. Because you can call or text my team anytime 24 hours a day with our fast free cell phone support. Not only that, we want to save you money, cut your rates, put that back in your pocket. But also Don’t pay the $50 bucks to square to get your Square chip reader and wait three or four weeks when we can ship it to you tomorrow for free! We’ll get you set up save you money. Give you the best service and support in the business that you need for your business and to help achieve your dreams for your family for the Long Haul.We want to Take care of you at First American. Click ... See MoreSee Less
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Want a Clover POS System? (with LOCAL Nebraska Support!) - With Dedicated Fast FREE Same Day Service! We are Excited to Announce the New Clover POS at First American! ... See MoreSee Less
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5 months ago

First American Payment Systems
Now You Can Save $1,000s in Credit Card Fees this YearDON'T PAY 2.75% OR 2.9% TO SQUARE OR STRIPE! Get Less than 1% on most Debit cards! Sign Up Now and Get:​Fast eCommerce Online Payments (100's of gateways to take cards on your website!)​Rates Below 1% on most debit cards! (Don't Overpay in Fees For No Reason!)​FREE EMV Chip Card Reader!* (Don't Pay $50 ​with Square)​​Shipped Right To You Tomorrow+ (Don't Wait 3 to 4 Weeks with Square!)​​Fast FREE 24/7 Personalized Cell Phone Support! ("OMG You mean I can text you anytime?!?" YES IT'S TRUE!)​ Take Credit Cards Less Expensive And Thru the Shopping Cart or Gateway of Your Choice! Like Shopify, WooCommerce,, and Many Many More! #creditcard #business #savemoney #payments #pos #merchantservices ... See MoreSee Less
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5 months ago

First American Payment Systems
Want to pay 2.95% to PayPal/Stripe? Or as little as 1% with First American AND 24/7 personalized service?The choice is up to you.Brrrrrr it’s cold out here! Good morning, everybody. Wanted to reach out to you and to all those business owners out there who might be looking at website processing and online payment processing for your business. And if you’re looking for merchant services and online credit card processing for your website, it's an important decision. Yes we’ve talked about our credit card machines, our POS (Point of Sale) Systems, Mobile Chip Readers and even Quickbooks processing, but here’s how to save money on Online Website Payment processing.Especially because of the Covid environment and everything going on these days, we're seeing a rise in online payments. Setting up credit card processing online is essential to help grow your business and stay up with all the changes going on in our culture and in the current marketplace. I mean shoot, look at the Covid environment. Everything is going digital and everything’s going online recently. So if you’ve got a business and you’re looking to take cards for that business online…. Tell me what’s the better merchant services provider: processing 2.9% with PayPal and Stripe? Or to pay less than 1% on most debit cards with First American! Where we can give you fast local customer service. You can call or text our team anytime 24 hours a day! Which one’s better, I mean shoot you can go with the big companies. You can go with the PayPal’s, you go with the Stripes, everybody knows them, and go to Square. You can pay a flat 2.9% or a flat 2.6%, or shoot 3.5% percent if you’re key entering it with Square…. or you can pay less than 1% on most debit cards with us! You may ask, How do we have such low rates at First American?Here’s the secret sauce.First, you have to understand that we are a highly regulated business and back in 2010 the government passed a regulation, called the Durbin Amendment which capped most debit Rate fees. It was sponsored by Dick Durbin in Congress . And it capped all debit rate fees on all debit cards issued by large Banks.Basically, the stipulation is any bank with $10 billion in assets or more is considered a regulated bank. So any of the debit cards issued by those large banks are capped at less than 1%!! Therfore, anybody that pays you with a Wells Fargo card, or a Chase card, or a US Bank, or Bank of America card, any of those large nationwide banks, and it goes through the system, they are going to be charged an Interchange rate capped at Less than 1%! Well, the funny thing about that regulation is when they capped those debit rate fees by all large Banks, and they lowered the interchange rates, most processors kept their rates the same! So that’s why you see the PayPal’s, you see the Stripes, you see the Squares, who have the flat rates of 2.9% or 3.5% percent or whatever the case may be, they kept their rates the same! The Interchange rate went down, but all that did is it help them make more money!! And a bigger profit spread. We don’t do that at First American.We pass the savings along to you, and we give you that lower rate. So you can Save Money on Online Website Payments. We want to help businesses like yours thrive and succeed. Especially in today’s environment where business owners are struggling just to make it through the challenges that we face each and every day.Let us help you do that a First American. Not only are we going to help you save money, and put that money back in your pocket. But also give you the peace of mind of that technical support and service that you need.Service? Why is that important? Here's a real life example. Here’s why. We just got a call this morning from a business owner who had a dispute with a cardholder on a chargeback, basically saying he didn’t want the product anymore and he didn’t want to pay for it. And yet the cardholder wouldn’t return it, and he thought he should be able to just keep the product, but not have to give the money back! And so instead he disputed the charge. You see, by the Visa/MasterCard regulations, every cardholder has the legal right to dispute any charge for 6 months from the date of that transaction. And if that happens to you, who are you going to turn to? Are you going to call an 800 number and sit on hold for a half an hour and hope your processor is going to help you? Our customers can literally call or text our cell phone anytime. Our customer just texted me this morning. We’re going to go to bat for him and get all the documentation. It took him about 5 minutes with me on the phone to help him through that process. We’re going to go to bat for him and we’re going to help Him fight off that chargeback and do everything we can to go to battle with the card issuing Banks to help him fight off that chargeback.Because the business owner didn’t do anything wrong! He rendered a service, he offered him a product and he got paid in exchange for it! Who are you going to turn to if there’s a problem or an issue like that? Let us help you at First American.This customer got a suspicious phone call…..We received a 2nd message this morning from one of our largest merchants when they were contacted by someone asking for their MCC code, which is a code known only to card issuing banks. And she wasn’t sure how to respond. Not only did we get back to her right away, but we also informed her that it might be a fraudulent situation because NO ONE needs that MCC code, except scammers who can use it against you to code fraudulent charges. It’s only something that is used by the card issuers themselves. One thing I learned right away when I joined the credit card industry is that it needs A LOT more honestly. Who is going to help you & inform you in those situations? Who can you turn to in those highly volatile instances to avoid the pitfalls in the fraud-ridden credit card world? That’s what First American can do for you.You need that dedicated service. You need that personal merchant services support. From somebody who’s going to help you walk through that process. And you may think to yourself….. “Well, I never have a problem or an issue with my credit card processing.” But what if something like that happens to you!? What if you run into a fraudulent charge? What if you run into a card holder who wants to take advantage of the system? Let us help you at First American. Call or text my team today. Just click here and we’ll help you Save Money on Online Website Payments processing. We’ll help you get set up with lower rates in credit card processing and lower merchant services fees. Put that money back in your pocket for your family so you can achieve your dreams. And help you thrive and succeed in today’s environment and take advantage of the digital Marketplace, which is growing by Leaps and Bounds! Let us help you do that at First American.And if you need credit card machines, or POS (Point of Sale) Systems, like Clover POS, or Mobile Chip Readers and even Quickbooks processing please don't hesitate to reach out to us. God bless. Happy New Year & Happy holidays, Merry Christmas! And thanks to all of us from First American. We appreciate all your business over the last year and we can’t wait to serve you in 2021 to help you thrive and grow so you can do even better in the coming ... See MoreSee Less
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